What Are the Best Credit Cards for a 670 Score?

As an expert in credit cards, I can confidently say that having a credit score of 670 is a good position to be in when applying for credit cards. With this score, you have a variety of options available to you, but it's important to choose the best credit card that fits your needs and spending habits.

Here are some of thebest credit cardsfor a 670 score:

1. Capital One Quicksilver Cash Rewards Credit Card - This card offers unlimited 1.5% cash back on every purchase, with a $200 cash bonus after spending $500 in the first three months.

2. Chase Freedom Unlimited - This card offers 1.5% cash back on every purchase, with a $200 cash bonus after spending $500 in the first three months.

3. Discover it Cash Back - This card offers 5% cash back on rotating categories throughout the year, with 1% cash back on all other purchases. Discover also matches all the cash back you earn in your first year.

4. Citi Double Cash Card - This card offers 2% cash back on all purchases, with 1% cash back when you make the purchase and another 1% when you pay it off.

5. Wells Fargo Propel American Express Card - This card offers 3% cash back on dining, gas stations, rideshares, transit, and travel, with 1% cash back on all other purchases.

When choosing a credit card, it's important to consider your spending habits and what rewards would benefit you the most. For example, if you travel frequently, a travel rewards credit card might be a better fit for you. If you prefercash back rewards, then a cash back credit card would be more suitable.

Furthermore, it's important to keep in mind that some credit cards may come with anannual fee. While some people might avoid credit cards with annual fees, it's important to consider the benefits that come with them. For instance, some cards may offer higher rewards or cash back rates that can offset the annual fee.

When applying for a credit card, it's crucial to read the terms and conditions carefully and understand the risks and fees associated with the card. Late payments and high balances can negatively impact your credit score, so it's important to use your credit card responsibly.

In conclusion, a credit score of 670 offers a range of credit card options with attractive rewards and benefits. By considering your spending habits and reading the fine print, you can choose the best credit card for your needs and maximize your rewards while minimizing your fees and risks.