What are the Top 10 Credit Cards with a Minimum Limit of $90?
Top 10 Credit Cards with a Minimum Limit of $90
Credit cards can be a great way to build credit and earn rewards, but it can be difficult to find a credit card with a low minimum credit limit. Luckily, there are several credit cards available with a minimum credit limit of $90. Here are the top 10 credit cards with a minimum limit of $90:
1. Discover it Secured Credit Card
The Discover it Secured Credit Card is a great option for those looking to build or rebuild their credit. It requires a minimum deposit of $200, but the credit limit can be as high as $2,500. It also offerscash back rewardsand a free FICO credit score.
2. Capital One Secured Mastercard
The Capital One Secured Mastercard requires a minimum deposit of $49, $99, or $200, depending on your creditworthiness. The credit limit can be as high as $1,000. It also offers access to a higher credit line after making your first five monthly payments on time.
3. OpenSky Secured Visa Credit Card
The OpenSky Secured Visa Credit Card requires a minimum deposit of $200, but the credit limit can be as high as $3,000. It does not require a credit check, making it a great option for those with poor credit.
4. First Progress Platinum Elite Mastercard Secured Credit Card
The First Progress Platinum Elite Mastercard Secured Credit Card requires a minimum deposit of $200, but the credit limit can be as high as $2,000. It offers a low APR and does not require a credit check.
5. Citi Secured Mastercard
The Citi Secured Mastercard requires a minimum deposit of $200, but the credit limit can be as high as $2,500. It also offers access to a higher credit line after making your first five monthly payments on time.
6. Green Dot primor Visa Gold Secured Credit Card
The Green Dot primor Visa Gold Secured Credit Card requires a minimum deposit of $200, but the credit limit can be as high as $5,000. It also offers a low APR and no penalty APR.
7. UNITY Visa Secured Credit Card
The UNITY Visa Secured Credit Card requires a minimum deposit of $250, but the credit limit can be as high as $10,000. It offers cash back rewards and no penalty APR.
8. USAA Secured Card American Express Card
The USAA Secured Card American Express Card requires a minimum deposit of $250, but the credit limit can be as high as $5,000. It also offers cash back rewards and no foreign transaction fees.
9. Wells Fargo Secured Credit Card
The Wells Fargo Secured Credit Card requires a minimum deposit of $300, but the credit limit can be as high as $10,000. It also offers access to a higher credit line after making your first six monthly payments on time.
10. Bank of America Secured Credit Card
The Bank of America Secured Credit Card requires a minimum deposit of $300, but the credit limit can be as high as $4,900. It also offers access to a higher credit line after making your first five monthly payments on time.
Tips for Applying for a Credit Card
When applying for a credit card, it is important to do your research and choose a card that fits your needs. Be sure to read the terms and conditions carefully and understand the fees and interest rates associated with the card. Here are some tips to keep in mind:
1. Check your credit score before applying for a credit card. This can help you determine which cards you are eligible for and what your credit limit may be.
2. Look for cards with no annual fees or low interest rates.
3. Choose a card that offers rewards or cash back that you will actually use.
4. Make sure to pay your monthly bill on time and in full to avoid late fees and interest charges.
5. Monitor your credit score regularly to ensure that it is improving and to catch any errors or fraud.
In conclusion, there are several credit cards available with a minimum credit limit of $90. When choosing a credit card, it is important to do your research and choose a card that fits your needs. By following these tips and using your credit card responsibly, you can build your credit and earn rewards while avoiding costly fees and interest charges.
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