What Health Insurance Does Allied Universal Offer?

What Health Insurance Does Allied Universal Offer?

Allied Universal is a leading security and facility services company that provides a wide range of solutions to help customers mitigate risk and enhance safety and security. As part of its commitment to employee welfare, the company offers health insurance benefits that cover a range of medical expenses, including hospitalization, surgery, and prescription drugs.

Medical Coverage

Allied Universal'smedical coverageis designed to provide employees with comprehensive protection against the costs of healthcare services. The plan covers hospitalization, including room and board, nursing care, and diagnostic tests. It also covers surgical procedures, including anesthesia and post-operative care. The plan also includes coverage for outpatient services, such as laboratory tests, X-rays, and prescription drugs.

Dental Coverage

Allied Universal also offersdental coverage, which includes preventive care, restorative care, and orthodontic treatment. The plan covers routine dental check-ups, cleanings, and X-rays, as well as fillings, root canals, and crowns. The plan also covers orthodontic treatment, including braces and retainers.

Vision Coverage

Allied Universal'svision coverageis designed to help employees maintain healthy vision and prevent eye problems. The plan covers routine eye exams, prescription glasses or contacts, and other vision-related expenses. It also covers treatment for eye diseases and conditions, such as glaucoma and cataracts.

Flexible Spending Accounts

Allied Universal offersflexible spending accounts(FSAs) that allow employees to set aside pre-tax dollars to pay for medical, dental, and vision expenses that are not covered by their insurance plans. FSAs can be used to pay for deductibles, co-pays, and other out-of-pocket expenses.

Insurance Tips

When choosing health insurance, it's important to consider your individual needs and budget. Some tips to help you choose the best insurance plan include:

1. Consider your healthcare needs: Think about the types of healthcare services you need and how often you use them, such as doctor visits, prescription drugs, and hospitalization.

2. Check the network: Make sure your preferred healthcare providers are included in the plan's network. Out-of-network providers may be more expensive.

3. Compare costs: Look at the plan's deductible, co-pay, and coinsurance amounts to determine how much you'll pay for healthcare services.

4. Review the benefits: Make sure the plan covers the healthcare services you need, such as prescription drugs, dental care, and vision care.

Insurance Case Study

Samantha is a single mother who works for Allied Universal. She has a son who is 10 years old and has asthma. Samantha chose the company's medical plan because it covers her son's asthma medication and hospitalization. She also enrolled in the dental plan to cover her son's braces. With the help of the company's FSA, Samantha is able to pay for her son's medical and dental expenses without breaking her budget.

Conclusion

Allied Universal offers comprehensive health insurance benefits to its employees, including medical, dental, and vision coverage. The company's flexible spending accounts provide additional support to help employees cover out-of-pocket expenses. When choosing health insurance, it's important to consider your individual needs and budget. Understanding your healthcare needs and comparing costs and benefits can help you choose the best insurance plan for you and your family.