What Are the Best Credit Cards on LendingTree.com?
When it comes to choosing the best credit cards, there are a multitude of options available. LendingTree.com is a popular website that provides credit card comparisons and expert advice to help consumers make the best decision. In this article, we will explore the best credit cards on LendingTree.com and what makes them stand out.
Cash Back Credit Cards
Cash back credit cards are a popular option for consumers who want to earn rewards on their everyday purchases. One of the bestcash back credit cardson LendingTree.com is the Chase Freedom Unlimited®. This card offers unlimited 1.5% cash back on all purchases and has no annual fee. It also offers a $200 bonus after spending $500 in the first three months.
Another great cash back credit card is the Discover it® Cash Back. This card offers 5% cash back on rotating categories each quarter and 1% cash back on all other purchases. It also has no annual fee and offers a unique feature where Discover will match all the cash back earned in the first year.
Travel Rewards Credit Cards
For frequent travelers,travel rewards credit cardscan be a great option. One of the best travel rewards credit cards on LendingTree.com is the Capital One Venture Rewards Credit Card. This card offers 2x miles per dollar on all purchases and a sign-up bonus of 50,000 miles after spending $3,000 in the first three months. It also has a $95 annual fee, but the fee is waived for the first year.
Another great travel rewards credit card is the Chase Sapphire Preferred® Card. This card offers 2x points on travel and dining and 1x point on all other purchases. It also has a sign-up bonus of 60,000 points after spending $4,000 in the first three months and a $95 annual fee.
Balance Transfer Credit Cards
For those with high-interest credit card debt,balance transfer credit cardscan be a great way to save money on interest charges. One of the best balance transfer credit cards on LendingTree.com is the Citi Simplicity® Card. This card offers 0% APR on balance transfers for 21 months and has no annual fee. It also has a unique feature where there are no late fees or penalty APRs if you miss a payment.
Another great balance transfer credit card is the Discover it® Balance Transfer. This card offers 0% APR on balance transfers for 18 months and has no annual fee. It also offers 5% cash back on rotating categories each quarter and 1% cash back on all other purchases.
Tips for Applying for Credit Cards
Whenapplying for credit cards, it's important to keep in mind a few tips to ensure you get approved and avoid any potential risks. Here are some things to keep in mind:
- Check your credit score before applying. You can do this for free at websites like Credit Karma or Credit Sesame.
- Apply for credit cards that match your credit score. Don't apply for a card with excellent credit requirements if you have fair credit.
- Pay attention to the fees associated with the card, such as annual fees or balance transfer fees.
- Don't apply for too many credit cards at once. This can negatively impact your credit score.
- Always make your payments on time to avoid late fees and negative impacts on your credit score.
In conclusion, LendingTree.com offers a variety of credit card options for consumers to choose from. The best credit cards on the website offer cash back rewards, travel rewards, and balance transfer options. When applying for credit cards, it's important to keep in mind your credit score, fees associated with the card, and to make payments on time.
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