What Are the Best Credit Cards for a 670 Credit Score?
If you have a credit score of 670, you may be wondering what thebest credit cardsfor you are. The good news is that there are many credit card options available for individuals with this credit score range. In this article, we will explore some of the best credit cards for a 670 credit score.
1. Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is an excellent credit card for individuals with a 670 credit score. It offers unlimited 1.5% cash back on every purchase, with no annual fee. Additionally, this credit card offers a $150 cash bonus if you spend $500 in the first three months of opening the account.
2. Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card is another great option for individuals with a 670 credit score. This credit card offers unlimited 1.5% cash back on every purchase, with no annual fee. Additionally, this credit card offers a $200 cash bonus if you spend $500 in the first three months of opening the account.
3. Discover it Cash Back Credit Card
The Discover it Cash Back Credit Card is a popular credit card for individuals with a 670 credit score. This credit card offers 5% cash back on rotating categories throughout the year, with no annual fee. Additionally, this credit card offers a dollar-for-dollar match of all the cash back you've earned at the end of your first year.
4. Citi Double Cash Card
The Citi Double Cash Card is a great credit card option for individuals with a 670 credit score. This credit card offers 2% cash back on all purchases, with no annual fee. Additionally, this credit card offers a competitive balance transfer offer of 0% for 18 months.
5. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is an excellent credit card for individuals with a 670 credit score who enjoy traveling. This credit card offers 2X points on travel and dining, with a $95 annual fee. Additionally, this credit card offers a sign-up bonus of 60,000 points if you spend $4,000 in the first three months of opening the account.
When applying for any credit card, it's important to keep in mind a few things. First, you should always read the terms and conditions carefully to understand the fees andrewardsassociated with the credit card. Additionally, it's important to make sure you can pay the balance in full each month to avoid interest charges.
To save money with your credit card, consider using it for purchases you would make anyway, such as groceries or gas, and paying off the balance in full each month. This will allow you to earn rewards while avoiding interest charges. Additionally, consider taking advantage of any sign-up bonuses or cash back offers to maximize your rewards.
Finally, it's important to understand the risks associated with credit cards, such as high interest rates and the potential for debt. To avoid these risks, make sure you only use your credit card for purchases you can afford to pay off in full each month.
Overall, there are many great credit card options available for individuals with a 670 credit score. By understanding the rewards and fees associated with each credit card and using your card responsibly, you can maximize your rewards whileavoiding debtand other risks.
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