What Are the Best No Annual Fee Metal Credit Cards for 2022?
As an English credit card expert, I am here to answer the question of "What Are the Best No Annual Fee Metal Credit Cards for 2022?" This year, many credit card companies have released new metal credit card options that come withno annual fees. These cards offer a variety of benefits, includingcash back,rewards points, andtravel perks. In this article, we will go over the topmetal credit cardsthat come with no annual fees and the benefits they offer.
Chase Freedom Flex
The Chase Freedom Flex card is a great option for anyone looking for a metal credit card with no annual fee. This card offers 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. It also offers 3% cash back on dining and drugstore purchases and 1% cash back on all other purchases. Additionally, the Chase Freedom Flex card offers a $200 cash bonus after you spend $500 on purchases in the first three months from account opening.
Citi Double Cash Card
The Citi Double Cash Card is another great option for a no annual fee metal credit card. This card offers 2% cash back on all purchases - 1% when you buy and 1% when you pay. It also offers a 0% introductory APR on balance transfers for 18 months. This card has no annual fee and no limit to the amount of cash back you can earn.
Capital One Quicksilver Card
The Capital One Quicksilver Card is a metal credit card that offers 1.5% cash back on all purchases. It also offers a $200 cash bonus after you spend $500 on purchases in the first three months from account opening. This card has no annual fee and no foreign transaction fees.
American Express Blue Cash Everyday Card
The American Express Blue Cash Everyday Card is a great choice for anyone looking for a metal credit card with no annual fee and cash back rewards. This card offers 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases. It also offers a $100 statement credit after you spend $2,000 in purchases on your new card within the first 6 months.
Conclusion
In conclusion, the best no annual fee metal credit cards for 2022 include the Chase Freedom Flex card, the Citi Double Cash Card, the Capital One Quicksilver Card, and the American Express Blue Cash Everyday Card. These cards offer a variety of benefits, including cash back, rewards points, and travel perks. When applying for a credit card, it is important to consider your spending habits and the benefits that each card offers to find the best fit for you. Additionally, it is important to be aware of any potential fees and to use your card responsibly to avoid any negative impacts on your credit score.
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