What are the Top Travel Credit Cards for 2018?

The Top Travel Credit Cards for 2018

Are you planning to travel frequently this year? Then it's time to get yourself a travel credit card! Travel credit cards offer many benefits, such as earningrewards pointsor miles,no foreign transaction fees, andtravel insurance. But which travel credit card is the best for you? In this article, we will review the toptravel credit cardsfor 2018.

Chase Sapphire Preferred

The Chase Sapphire Preferred is a popular travel credit card with a generous sign-up bonus of 50,000 points after you spend $4,000 in the first three months. You can redeem these points for travel, gift cards, or cash back. The card also offers 2X points on travel and dining expenses and 1X point on all other purchases. Additionally, the card has no foreign transaction fees and offers primary rental car insurance.

Capital One Venture Rewards

The Capital One Venture Rewards is a great travel credit card for those who want flexibility in redeeming their rewards. The card offers 2X miles on all purchases, and you can redeem these miles for travel expenses, such as flights, hotels, and rental cars. The card also has no foreign transaction fees and offers travel accident insurance.

American Express Platinum

The American Express Platinum is a premium travel credit card that offers a lot of exclusive benefits. The card has a high annual fee of $550, but it offers a $200 airline fee credit, a $200 Uber credit, and access to airport lounges, such as the Centurion Lounge and Priority Pass. The card also offers 5X points on flights and hotels booked through American Express Travel, and 1X point on all other purchases.

Citi ThankYou Premier

The Citi ThankYou Premier is a travel credit card that offers a great sign-up bonus of 50,000 points after you spend $4,000 in the first three months. The card offers 3X points on travel, including gas stations, and 2X points on dining and entertainment expenses. You can redeem these points for travel, gift cards, or cash back. The card also has no foreign transaction fees and offers travel and baggage insurance.

Conclusion

In summary, the Chase Sapphire Preferred, Capital One Venture Rewards, American Express Platinum, and Citi ThankYou Premier are all great travel credit cards for 2018. Each card offers different benefits, so choose the one that suits your needs and travel habits the most.

Tips for Applying for a Travel Credit Card

When applying for a travel credit card, make sure to check your credit score first. Most travel credit cards require good to excellent credit scores. Also, read the terms and conditions carefully, especially regarding annual fees, interest rates, and rewards programs. Lastly, always pay your balance in full and on time to avoid paying interest charges and late fees.

Tips for Saving Money with a Travel Credit Card

To save money with a travel credit card, take advantage of the rewards programs, such as redeeming points or miles for travel expenses. Also, use the card for travel expenses, such as flights and hotels, to earn more rewards. Additionally, some travel credit cards offer benefits, such as no foreign transaction fees or travel insurance, that can save you money on your travels.

Annual Fees and Risks of a Travel Credit Card

Most travel credit cards have annual fees, which can range from $0 to $550. Make sure to calculate if the rewards and benefits of the card outweigh the annual fee before applying. Additionally, using a travel credit card comes with risks, such as fraud or theft. Always monitor your account and report any suspicious activity immediately to the card issuer.

Recommended Credit Card Companies

Some of the top credit card companies for travel credit cards include Chase, Capital One, American Express, and Citi. However, make sure to research and compare different credit cards and companies before applying to find the best one for you.