What Credit Cards Provide Airline Miles?

What Credit Cards Provide Airline Miles?

Airline miles are a popular reward offered by credit card companies and can be redeemed for free or discounted flights. If you are a frequent traveler, using a credit card that provides airline miles can be a great way to earn rewards andsave money on travel. In this article, we will discuss which credit cards provide airline miles and their benefits.

1. Co-Branded Airline Credit Cards

Co-branded airline credit cards are those that are issued in partnership with a specific airline. These credit cards typically offer generous rewards for purchases made with the airline and often have perks such as free checked bags, priority boarding, and lounge access. Some popular co-branded airline credit cards include the Delta SkyMiles card, American Airlines AAdvantage card, and the United MileagePlus card.

2. Travel Rewards Credit Cards

Travel rewards credit cards offer airline miles as one of their rewards options. These cards often have more flexibility in terms of the airlines that you can redeem your miles with, and may also provide rewards for other travel-related purchases such as hotel stays and rental cars. Some popular travel rewards credit cards include the Chase Sapphire Preferred card, the Capital One Venture card, and the American Express Gold card.

3. General Rewards Credit Cards

General rewards credit cards offer a variety of rewards options, including airline miles. These cards may not offer as many travel-related perks as co-branded or travel rewards credit cards, but they often have more flexibility in terms of how you can use your rewards. Some popular general rewards credit cards include the Citi Double Cash card, the Discover it card, and the Chase Freedom card.

Tips for Applying for Airline Miles Credit Cards

When applying for an airline miles credit card, it is important to consider several factors. First, make sure that the card offers rewards for the airline that you frequently fly with. Second, consider the fees associated with the card, such as annual fees and foreign transaction fees. Finally, make sure that you can meet the minimum spending requirements to qualify for the sign-up bonus.

Saving Money with Airline Miles Credit Cards

In addition to earning rewards for free flights,airline miles credit cardscan also help you save money on travel. For example, many co-branded airline credit cards offer free checked bags, which can save you up to $60 per round-trip flight. Additionally, some cards offer discounts on in-flight purchases, such as food and drinks.

Avoiding Fees and Risks

While airline miles credit cards can be a great way to earn rewards and save money on travel, it is important to be aware of potential fees and risks. Annual fees can range from $95 to $450 or more, and foreign transaction fees can add up quickly if you frequently travel abroad. Additionally, carrying a high balance on your credit card can negatively impact your credit score and result in high interest charges.

Conclusion

Airline miles credit cards can be a valuable tool for frequent travelers looking to earn rewards and save money on flights. By choosing the right card and using it wisely, you can enjoy the benefits of airline miles while avoiding fees and risks. As always, it is important to carefully consider your options and make an informed decision when applying for a credit card.