What's the Cost of Hertz Insurance?

The cost of Hertz insurance varies depending on several factors, such as the type of coverage, the rental location, and the renter's driving record. In this article, we will delve into the details of Hertz insurance and provide insights on how to choose the best insurance option for your rental needs.

Types of Hertz Insurance Coverage

Hertz offers different types of insurance coverage to renters, including Loss Damage Waiver (LDW), Liability Insurance Supplement (LIS), Personal Accident Insurance (PAI), and Personal Effects Coverage (PEC).

LDW is the basic coverage that protects the renter from financial responsibility in the event of damage or theft of the rental car. LIS, on the other hand, provides liability coverage for bodily injury and property damage caused by the renter while driving the rental car.

PAI covers medical expenses for the renter and passengers in the event of an accident, while PEC provides coverage for personal belongings that are lost or damaged during the rental period.

Cost of Hertz Insurance

The cost of Hertz insurance varies based on the coverage type and the rental location. Typically, LDW costs between $29.99 and $45.99 per day, while LIS costs between $11.99 and $15.99 per day. PAI and PEC are usually priced at $5.99 per day each.

In addition to the base cost, there may be additional fees and taxes added to the insurance premium, depending on the rental location and state regulations. Some rental locations may also offer discounted insurance rates for frequent renters or members of Hertz's loyalty program.

Factors Affecting the Cost of Hertz Insurance

Several factors can affect the cost of Hertz insurance, including the type of car being rented, the renter's age,driving history, and location. For example, younger renters may be charged a higher insurance premium due to their perceived higher risk of accidents, while renters with a clean driving record may be offered lower insurance rates.

Tips for Choosing the Best Hertz Insurance Option

When choosing the best insurance option for your Hertz rental, it's important to consider your personal needs and circumstances. If you already have insurance coverage for rental cars through your personal auto policy or credit card, you may not need to purchase additional insurance from Hertz.

If you do need insurance, consider the type of coverage that best suits your needs and budget. LDW is typically the most basic and affordable option, while LIS may be necessary if you don't have liability coverage through your personal policy.

It's also important to read the terms and conditions of the insurance policy carefully to understand what is and isn't covered. Some policies may have exclusions or limitations that could affect your coverage.

Conclusion

In conclusion, the cost of Hertz insurance varies based on several factors, including the type of coverage, rental location, and renter's driving history. By understanding your personal needs and circumstances, you can choose the best insurance option for your Hertz rental and ensure that you're adequately protected on the road. Remember to read the policy terms and conditions carefully and ask questions if you're unsure about anything.