What Are the Best Cash Bonus Credit Cards?

Cash bonus credit cards are a great way to earn extra money just for using your credit card to make purchases. But with so many options out there, which ones are the best? In this article, we'll take a closer look at some of the topcash bonus credit cardsavailable and what makes them stand out.

Chase Freedom Unlimited

The Chase Freedom Unlimited card offers a $200 cash bonus after you spend $500 on purchases in the first three months of opening your account. This card also has no annual fee and an unlimited 1.5% cash back on all purchases. Another perk of this card is the 0% introductory APR for the first 15 months on purchases and balance transfers.

Capital One Quicksilver Cash Rewards

The Capital One Quicksilver Cash Rewards card offers a $200 cash bonus after you spend $500 on purchases in the first three months of opening your account. This card also has no annual fee and an unlimited 1.5% cash back on all purchases. Plus, there's no foreign transaction fee, making it a great option for international travel.

Discover it Cash Back

The Discover it Cash Back card offers a unique cash back program where they match all the cash back you earn at the end of your first year. So if you earn $200 in cash back during your first year, Discover will match it, giving you a total of $400. This card also has no annual fee and offers 5% cash back in rotating categories each quarter.

Wells Fargo Cash Wise Visa

The Wells Fargo Cash Wise Visa offers a $150 cash bonus after you spend $500 on purchases in the first three months of opening your account. This card also has no annual fee and an unlimited 1.5% cash back on all purchases. Additionally, this card offers cell phone protection when you pay your monthly bill with your card.

Citi Double Cash

The Citi Double Cash card offers cash back twice – 1% when you make a purchase and 1% when you pay it off. This card has no annual fee and offers a competitive cash back rate of 2% on all purchases. This card also offers a 0% introductory APR for balance transfers for the first 18 months.

Tips for Applying for Cash Bonus Credit Cards

When applying for a cash bonus credit card, it's important to read the terms and conditions carefully to ensure you meet the spending requirements to earn the bonus. Additionally, it's important to pay your credit card bill on time and in full to avoid any interest charges.

It's also a good idea to regularly review your credit card statements and monitor your credit score to ensure there are no fraudulent charges on your account and to maintain a good credit score.

When choosing a cash bonus credit card, consider your spending habits and which card will give you the most cash back for your purchases. Also, consider any additional perks the card may offer, such as travel insurance or cell phone protection.

Finally, be aware of any annual fees associated with the card and whether it's worth paying the fee for the rewards offered. With these tips in mind, you can choose a cash bonus credit card that best fits your needs and start earning extra money with every purchase.