What Are the Best Credit Cards for a 670 Score?
If you have a credit score of 670, you may be wondering what the best credit cards are for you. Here are some options to consider:
1. Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card offers 1.5% cash back on all purchases, withno annual fee. It also has a sign-up bonus of $200 after you spend $500 within the first three months of account opening.
2. Chase Freedom Unlimited
The Chase Freedom Unlimited card offers 1.5% cash back on all purchases, with no annual fee. It also has a sign-up bonus of $200 after you spend $500 within the first three months of account opening. Additionally, it offers a 0% introductory APR for the first 15 months on purchases and balance transfers.
3. Discover it Cash Back
The Discover it Cash Back card offers 5% cash back on rotating categories that change every quarter, and 1% cash back on all other purchases. It also has no annual fee and a sign-up bonus where all cash back earned in the first year of account opening is matched.
4. Citi Double Cash Card
The Citi Double Cash Card offers 2% cash back on all purchases - 1% when you make a purchase and another 1% when you pay it off. It also has no annual fee and a 0% introductory APR for balance transfers for the first 18 months.
When applying for a credit card, it's important to keep in mind a few things to avoid any potential risks. First, make sure you can afford the payments. Second, try to pay off the balance in full each month to avoid interest charges. Third, be aware of any annual fees and try to choose a card with no annual fee if possible.
Additionally, some credit card companies offer benefits such as extended warranties on purchases, travel insurance, and fraud protection. It's important to read the terms and conditions of any credit card before applying to fully understand the benefits and potential risks.
Overall, with a credit score of 670, there are several credit cards available that offer cashback rewards, sign-up bonuses, and other benefits. By choosing a card that fits your spending habits and financial goals, you can make the most out of your credit card and potentially save money in the long run.
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