What are the Best Metal Credit Cards with No Annual Fee?

Metal credit cards have become increasingly popular in recent years, and for good reason. Not only do they offer a sleek and stylish design, but they also come with a number of perks and benefits. However, many metal credit cards come with a high annual fee, which can be a turnoff for some consumers. Fortunately, there are several metal credit cards available that come with no annual fee. In this article, we will explore some of the best metal credit cards with no annual fee.

Chase Freedom Flex

The Chase Freedom Flex card is a metal credit card that offers no annual fee. It also comes with a number of perks and rewards, including cashback on purchases, a 0% introductory APR for the first 15 months, and a sign-up bonus. One of the unique features of this card is its rotating bonus categories, which change every quarter and offer up to 5% cashback on purchases.

Discover it Cash Back

Another metal credit card with no annual fee is the Discover it Cash Back card. This card also offers cashback on purchases, with bonus categories that rotate every quarter. Additionally, Discover offers a unique feature known as Cashback Match, which matches all the cashback earned in the first year of card membership.

Wells Fargo Propel American Express Card

The Wells Fargo Propel American Express Card is a metal credit card that offers no annual fee. It also offers a generous sign-up bonus, as well as rewards on purchases in a variety of categories, including dining, gas, and travel. Cardholders also have access to a number of travel benefits, such as travel accident insurance and roadside assistance.

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card is a metal credit card that offers unlimited 1.5% cashback on all purchases. It also comes with a sign-up bonus and a 0% introductory APR for the first 15 months. Additionally, Capital One offers a feature called CreditWise, which allows cardholders to monitor their credit score for free.

Applying for a Metal Credit Card

When applying for a metal credit card, it is important to consider factors such as rewards, APR, and any potential fees. It is also important to ensure that you meet the credit score requirements for the card you are interested in. One way to improve your chances of being approved for a metal credit card is to maintain a good credit score and a low credit utilization ratio.

Saving Money with a Metal Credit Card

While metal credit cards can come with a number of perks and benefits, it is important to use them responsibly in order to avoid any potential fees or interest charges. One way to save money with a metal credit card is to take advantage of rewards programs and bonus categories. It is also important to pay off your balance in full each month in order to avoid interest charges.

Avoiding Annual Fees and Other Risks

While many metal credit cards come with no annual fee, it is important to read the terms and conditions carefully in order to avoid any potential fees or risks. Some cards may come with hidden fees or high interest rates, so it is important to do your research before applying. Additionally, it is important to monitor your credit card statements regularly in order to identify any potential fraudulent activity.

In conclusion, there are several metal credit cards available that offer no annual fee. These cards come with a variety of perks and benefits, including rewards programs, sign-up bonuses, and travel benefits. When applying for a metal credit card, it is important to consider factors such as rewards and fees, and to use the card responsibly in order to avoid any potential risks or fees.