What You Need to Know About Marriott Credit Cards

Introduction: Marriott Credit Cards Overview

Marriott Credit Cards are co-branded credit cards offered by Marriott International and Chase Bank. These credit cards are designed to provide Marriott Rewards members with exclusive benefits and rewards. Marriott Rewards members can earnpointsfor their hotel stays and redeem them forfree nights, travel, merchandise, and more. Marriott Credit Cards come in different types, such as Marriott Bonvoy Boundless Credit Card, Marriott Bonvoy Bold Credit Card, and Marriott Bonvoy Business American Express Card. In this article, we will discuss everything you need to know about Marriott Credit Cards.

Benefits of Marriott Credit Cards

Marriott Credit Cards offer various benefits and rewards to their cardholders. These benefits include:

1. Bonus Points: Marriott Credit Cards offer sign-up bonus points to new cardholders. These bonus points can be earned by meeting a minimum spending requirement within a certain period.

2. Free Nights: Marriott Credit Cards provide free nights to their cardholders, which can be redeemed at Marriott hotels and resorts worldwide.

3. Elite Status: Marriott Credit Cards offerelite statusto their cardholders, which provides access to exclusive benefits such as room upgrades, late check-out, and free breakfast.

4. Points Earned: Marriott Credit Cards allow cardholders to earn points for their purchases. These points can be redeemed for free nights, travel, merchandise, and more.

5. Travel Benefits: Marriott Credit Cards offer various travel benefits such as trip cancellation insurance, lost luggage reimbursement, and emergency assistance.

6. No Foreign Transaction Fees: Marriott Credit Cards do not charge foreign transaction fees, making them a great choice for international travelers.

How to Apply for Marriott Credit Cards

To apply for a Marriott Credit Card, you can visit the Marriott website or the Chase website. You will need to provide your personal information, such as your name, address, and social security number. You will also need to provide your income and employment information. Once you submit your application, it will be reviewed by the issuer, and you will receive a decision within a few days.

Annual Fees and APR

Marriott Credit Cards come with annual fees, which vary depending on the type of card you choose. The fees range from $0 to $450. Some cards offer waived fees for the first year. The APR for Marriott Credit Cards also varies depending on the card type and your creditworthiness. The APR can range from 15.99% to 24.99%.

Tips for Maximizing Your Marriott Credit Card Benefits

To maximize your Marriott Credit Card benefits, you should:

1. Take advantage of sign-up bonus points by meeting the minimum spending requirement.

2. Use your card for Marriott purchases to earn more points.

3. Redeem your points for free nights at Marriott hotels and resorts.

4. Use your elite status to access exclusive benefits such as room upgrades and free breakfast.

5. Avoid carrying a balance on your card to avoid paying high interest fees.

Conclusion: Marriott Credit Cards are a great choice for Marriott Rewards members who want to earn more points and enjoy exclusive benefits. By understanding the benefits, fees, and APR of Marriott Credit Cards, you can choose the right card for you and maximize your rewards. Remember to use your card responsibly and pay your balance in full each month to avoid high interest fees.